Terms of Use

Last updated: working draft, 2026. By creating an account or using NumenEdge you accept these terms.

1. Acceptance

These terms form an agreement between you and NumenEdge. By creating an account, subscribing to a plan, or otherwise using the platform, you agree to be bound by them. If you do not agree, do not use NumenEdge. You must be old enough to form a binding contract in your jurisdiction.

2. What NumenEdge is

NumenEdge is a financial-analytics and education platform offering market data, business-cycle and market-regime context, and descriptive analysis. It is not investment advice and does not provide recommendations, signals, or an offer or solicitation to buy, sell, or hold any security — see section 7 and our Disclaimer.

3. Accounts

You are responsible for your account and for keeping your credentials secure. You must provide accurate information and tell us promptly of any unauthorised use. You are responsible for activity under your account.

4. Subscriptions & billing

Paid plans are billed monthly through our payment processor, Stripe. Prices are shown inclusive of VAT where applicable. Card details are handled by Stripe — NumenEdge does not store your full card number. You can cancel at any time; access continues to the end of the paid period and is not pro-rated unless required by law. We may change prices on notice, effective from your next billing period. See Plans.

5. Acceptable use

You may use NumenEdge for your own personal analysis. You may not scrape, crawl, harvest, or bulk-extract data; circumvent or probe rate limits, access controls, or security; use automated tools to pull data at volume; resell or redistribute the data; or share your account to multiply access. Usage is subject to fair-use rate limits that vary by plan. If we detect abuse we apply a graduated, logged response (warning, temporary block, then suspension); permanent bans are reviewed by a person, never decided by automation alone, and you may seek review of any restriction.

6. Disclaimers & limitation of liability

To the fullest extent permitted by law, NumenEdge is provided “as is” and “as available”, without warranties of any kind. We do not warrant that data is complete, accurate, error-free, or up to date; figures may be delayed, revised by the underlying provider, or contain gaps. We are not liable for any loss arising from your use of, or reliance on, the platform or its content. Nothing in these terms limits liability that cannot be limited by law.

7. No investment advice

Nothing on NumenEdge is investment advice, a recommendation, or an offer or solicitation to buy or sell any security or other financial instrument. We provide risk and market context and education, not guidance on what to buy, sell, or hold, how to allocate, or when to enter or exit. Any decision you make is yours alone and should reflect your own objectives, time horizon, liquidity needs, and risk tolerance. If you need advice tailored to your circumstances, consult an appropriately authorised financial adviser.

8. Changes to these terms

We may update these terms from time to time; material changes will be notified. Continued use after a change takes effect means you accept the updated terms.

9. Contact

Questions about these terms? Contact us at the address provided in-app or at the contact details on our website.